IMPORTANT: Effective January 1st, 2025, BMGI will be the Third Party Administrator for this program and the new claim form must be used for timely processing - typed into the PDF is preferred.

IMPACT’s Off the Job Accident Plan provides for ironworker members with a short-term disability. The short-term disability had to occur away from work and be caused by an accident which resulted in an injury. This also helps to reduce worker’s compensation rates for member contractors.

Accident and injury are defined as “an unintended, unanticipated accident that is external to the body and occurs while you are eligible under your home health fund. Injury does not mean sickness, disease, mental incapacity or bodily infirmity.”

There is a one week waiting period before benefit disbursement. The amount of the benefit is the lesser of (1) $800.00 or (2) 66.67% of weekly earnings, less any weekly disability income benefits available from your local union or health plan. The plan has a maximum benefit duration of 6 weeks.

Eligibility for the IMPACT plan is based on your membership in the Iron Workers International Union, your district council area’s participation and your health plan’s eligibility rules and conditions.

Once a claim has been processed, information will be communicated to the ironworker by the plan administrator, Benefits Management Group, Inc.(BMGI).

Please direct claim related questions to BMGI at 630.828.7000 or IMPACT@bmgiweb.com. General questions can be directed to your IMPACT Regional Director.

FORMS

Off the Job Accident Program Brochure

Accident Claim Form